peak

Chapter 7 - The Man Who Knew the Numbers

Caleb agreed to meet Daniel at a diner off Route 9, which was how Daniel knew he intended to control the conversation. Caleb chose public places when he wanted witnesses and private places when he wanted silence.

Elias waited in the car across the street. He had wanted to go inside, but Ruth had told him that caution was not the same as cowardice. Daniel had to speak for himself.

Caleb arrived twelve minutes late wearing the same expensive coat. He slid into the booth and placed a leather folder beside the ketchup bottle.

“You look tired,” he said.

“You look solvent.”

Caleb smiled. “That is why people come to me.”

“People come to you because you promise solutions.”

“And sometimes I provide them.”

Daniel opened the folder. Inside were copies of payment receipts, account summaries, and a handwritten agreement bearing June’s name.

“Maren says you told her the trust would repay you.”

“Maren was desperate.”

“That is not an answer.”

“It is the only answer that matters.”

Daniel pushed the agreement across the table. “Where did you get this?”

Caleb leaned back. “Your mother gave it to me.”

“My mother was dying.”

“She was lucid.”

“She was taking morphine.”

The smile disappeared from Caleb’s face. “Careful.”

Daniel’s hands tightened around the edge of the table. “You threatened my wife.”

“I reminded her that debts do not disappear because a woman feels guilty.”

“You told her you would call the bank and report fraud.”

“You call it fraud when it saves your house?”

“I call it fraud when you use a dying woman’s name to collect money.”

Caleb tapped the agreement. “Your mother signed this.”

“Ruth says she never authorized you to receive trust funds.”

“Ruth keeps score for the people who can afford her.”

“She kept score for my mother.”

“Then ask her why your mother’s amendment sends forty-two thousand dollars into an account she controls.”

Daniel had no immediate reply. Caleb saw it and smiled again.

Across the street, Elias watched his son lower his eyes. He knew the posture. Daniel was preparing to leave the conversation before it became unbearable.

Elias got out of the car.

Caleb looked up as he entered. “Mr. Mercer. I wondered when grief would bring you to my table.”

“Grief didn’t bring me,” Elias said. “Your numbers did.”

Caleb gestured to the booth. “Sit down.”

“I prefer standing.”

“You always did.”

Elias remembered June warning him that Caleb’s charm worked best on people who wanted to believe they were difficult to fool.

“You received twenty-six thousand dollars from Maren,” Elias said.

“I received payments against an agreement.”

“For what service?”

“Emergency lending.”

“At what interest?”

Caleb opened his hands. “That depends on the schedule.”

“Show us the schedule.”

The diner’s refrigerator hummed behind the counter. A waitress glanced at them, then looked away.

Caleb’s eyes shifted to Daniel. “Your wife signed because she understood what was at stake.”

“She signed because you frightened her,” Daniel said.

“Fear is not a crime.”

“Neither is being stupid,” Elias replied. “But it can be expensive.”

Caleb’s face hardened. “You think this is a family argument. It isn’t. It is a contract.”

“Contracts require honest signatures.”

“Are you accusing me of forgery?”

“Not yet.”

Caleb stood. He was taller than Elias remembered, or perhaps Elias was simply less willing to step aside now.

“Tell Ruth to produce the trust documents,” Caleb said. “If the money is legitimate, I will be paid. If it is not, Maren will answer for every dollar.”

“And if you have been taking money that wasn’t yours?” Daniel asked.

Caleb leaned close. “Then you should hope nobody examines your business records.”

He left without touching his coffee.

Daniel remained in the booth, staring at the folder.

“He knows about the firm,” he said.

“What does he know?” Elias asked.

“That we’re behind. That payroll was late. That I moved money between accounts.”

“Did you falsify anything?”

Daniel looked up. “No.”

“Did you hide anything from Maren?”

Daniel’s silence answered.

Outside, rain began tapping the windshield.

“I told her the county contract was coming,” Daniel said. “I knew it might not. I told her the mortgage was current because I thought I could catch up before she found out.”

“You lied.”

“Yes.”

It was the first time Daniel had said the word without dressing it in an explanation.

Elias sat across from him. “Then start there.”

Daniel closed the folder. “What if the firm fails?”

“Then you tell the truth before failure makes the decision for you.”

On the drive home, Daniel called Maren.

“I need to tell you what I did,” he said when she answered.

Elias could hear her voice through the car speakers, small and wary. “What now?”

May you like

“Everything.”

For once, Daniel did not ask her to wait until tomorrow.

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